Obverse: bas-relief profile portrait of Benjamin Franklin; "BENJAMIN FRANKLIN / JAN. 17 1706." around perimeter. "MERRIAM" below portrait. Reverse: "DILIGENCE IS THE MOTHER OF GOOD LUCK" around perimeter. Laurel/olive wreath surrounding "TIME / IS / MONEY" at center.

Obverse: bas-relief profile portrait of Benjamin Franklin; "BENJAMIN FRANKLIN / BORN JAN. 17 1706." around perimeter. "MERRIAM" under portrait. Reverse: bas-relief profile portrait of George Washington; "GEORGE WASHINGTON / BORN FEBRUARY 22 1732" around perimeter. "MERRIAM" under portrait.